Effective Date: 24. September 2024
At Passive Income Uni ( www.passiveincomeuni.com ), we take your privacy seriously and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect the data you provide when accessing or using our website and online course. By using our services, you consent to the terms described herein, in compliance with international privacy laws, including GDPR, CCPA, PIPEDA, and the Australian Privacy Principles.
1. Data We Collect
We collect personal information that you provide to us directly and data collected automatically when you use our services. This includes:
- Personal Information: When you sign up for our course, we collect information such as your name, email address, payment details, and any other data you provide during the registration or purchase process.
- Payment Information: We use third-party payment processors (e.g., Stripe, PayPal) to securely process payments. We do not store your full credit card information on our servers.
- Automatically Collected Information: We collect certain information automatically when you visit our website, including your IP address, browser type, operating system, and information about how you interact with our site. This data is used for security, performance improvements, and marketing analytics.
2. How We Use Your Information
The information we collect is used to provide, maintain, and improve our services. Specifically, we use your data to:
- Process payments and provide access to the course.
- Communicate with you regarding updates, course content, support requests, and billing matters.
- Personalize your experience and improve website functionality.
- Ensure security and prevent fraud or abuse of our services.
- Comply with applicable legal obligations and regulations.
3. International Compliance
We adhere to global data protection laws and strive to meet the privacy standards of the regions where our customers are located:
European Union (GDPR Compliance)
- Under the General Data Protection Regulation (GDPR), EU residents have the right to:
- Access their personal data.
- Correct any inaccuracies.
- Delete personal data (“right to be forgotten”).
- Restrict processing of their data.
- Withdraw consent at any time.
California, USA (CCPA Compliance)
- For California residents, the California Consumer Privacy Act (CCPA) grants the right to:
- Know what personal information we collect.
- Request deletion of your personal data.
- Opt-out of the sale of your personal information (Note: We do not sell personal information).
- Receive equal service and price, even if you exercise your privacy rights.
Canada (PIPEDA Compliance)
- Under PIPEDA (Personal Information Protection and Electronic Documents Act), Canadian residents have the right to:
- Know how their data is collected and used.
- Request corrections or updates to their personal information.
- Withdraw consent to data collection at any time.
Australia (Australian Privacy Principles)
- As part of the Australian Privacy Principles (APPs), we ensure that Australian residents:
- Are informed about how their data is collected and used.
- Can access their personal information.
- Have the right to request corrections or deletions where applicable.
4. Data Retention
We retain your personal information for as long as necessary to provide you with our services and fulfill the purposes outlined in this policy. If you cancel your subscription or request the deletion of your data, we will remove your personal information unless we are required by law to retain certain data (e.g., for tax or legal compliance).
5. Data Security
We implement security measures to protect your personal information from unauthorized access, alteration, or disclosure. These measures include, but are not limited to, encryption, firewalls, secure payment gateways, and regular security audits.
However, no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee its absolute security. Passive Income Uni is not liable for any unauthorized access or breaches beyond our control.
6. Sharing Your Information
We do not sell, trade, or rent your personal information to third parties. However, we may share your data with:
- Third-party service providers: For payment processing, hosting, and email delivery services. These providers only have access to the data necessary to perform their services and are required to keep it confidential.
- Legal and regulatory authorities: If required by law or if we believe disclosure is necessary to protect our rights, comply with a legal obligation, or prevent fraud or abuse.
7. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies help us understand how users interact with our content and allow us to improve website functionality and performance.
You can control cookie settings through your browser settings, but disabling cookies may affect your ability to use certain features of our website.
8. Refund Policy for Digital Goods
As outlined in our Terms of Use, Passive Income Uni ( www.passiveincomeuni.com ) adheres to international regulations for refunds on digital products, which vary depending on your location.
- Mutual Interest Refund Policy: We offer a 7-day refund if both parties agree that the course is not a good fit. Refund requests must be made via email to support@passiveincomeuni.com.
Refund policies for digital goods, as explained in the Terms of Use, comply with the following regional rules:
- EU: Users in the EU lose the right to a refund once they download or access digital content, unless the product is defective or misrepresented.
- UK: Refunds are not available for downloaded digital content unless it is faulty or not as described.
- US & Canada: Refunds are discretionary and depend on the mutual agreement of both parties, as outlined in our Terms of Use.
- Australia: Refunds are available for defective digital content, but not for change of mind after access has been granted.
9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page, and it is your responsibility to review the policy periodically. Your continued use of our services after changes have been made constitutes acceptance of the updated policy.
10. Contact Information
For any questions, concerns, or requests related to this Privacy Policy, please contact us at support@passiveincomeuni.com.
By using Passive Income Uni, you acknowledge that you have read, understood, and agree to this Privacy Policy.